September is Life Insurance Awareness Month.
The children are going back to school, life is getting back to it's familiar routine as the lazy days of summer and coming to a close. As the seasons change there is one constant that doesn't .. family.
Hold on -- what if the family dynamic suddenly changed? The loss of a breadwinner or caregiver could be catastrophic to a family. Alone, the emotional rollercoaster shattering but coupled with financial strain could lead to mental and financial disaster.
There are plenty of reasons why so many Americans don’t have the life insurance coverage they need to protect their families. In my experience, procrastination tops the list.
“It’s on my to-do list” and “I plan to get to that soon” are common excuses people give to put off making what could be the most important financial decision they’ll ever make or, regrettably, not make.
There's a growing crisis in America of people not having enough life insurance coverage to provide for their loved ones in the event of their premature death. It is estimated that more than 60 million Americans lack sufficient coverage. When the worst happens and someone isn't prepared financially, the consequences can be dire. Those left behind are often forced to work additional jobs or longer hours, borrow money from friends and family, spend down retirement or college savings, and move to less expensive housing. It doesn't need to be that way.
Today, far too many American families endure severe financial hardship when a loved one dies. Your family deserves to be protected -- it's just a few dollars a month but well worth the investment.
About the Author:
Tracy Goldman is the Principal for CTM Insurance Group. She enjoys helping families protect themselves from unforeseen circumstances. http://www.ctminsurance.com
Article Submitted On: September 21, 2006
Article Source: http://EzineArticles.com
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